Equity Partners - caveat
• Choosing partners
– Similar goals, vision, and commitment level
– Find people who share your passion and believe in you and your business
• Formalizing the relationship
– Hire lawyer/financial advisor to review contract and create a term sheet
• Be careful mixing business and family/friends
– Treat them like business partners

Financing Options
• Peer-to-peer Lending
• Trade Credit
• Sell Receivables
• Micro-credit Companies
• Credit Unions
• Private Placements
• Home Equity Loan or Line-of-Credit
• Targeted Loans